Is it time to refinance? Run the break-even math first

Divide your closing costs by your monthly savings. That is how many months it takes to come out ahead.

Nina BrooksAugust 26, 20261 min read

If a refinance costs $4,500 and saves you $250 a month, you break even in 18 months. Plan to stay longer than that and it is worth a closer look.

We will run this math for you for free, with your actual loan.

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