Featured · Buying
Pre-qualified vs. pre-approved: what sellers actually look at
A pre-qualification is a guess. A pre-approval means someone checked. Here is the difference, and why it matters when you make an offer.
· 1 min read
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Buying
How much house can I afford? A simple way to think about it
Start with the monthly payment you are comfortable with, not the biggest number a lender will approve.
· 1 min read
Refinancing
Is it time to refinance? Run the break-even math first
Divide your closing costs by your monthly savings. That is how many months it takes to come out ahead.
· 1 min read
Rate watch, every other Friday
Where rates are, what moved them and whether it matters for you. Short, no spam.