Pre-approval
Free estimateKnow your budget before you shop. A real letter, reviewed by a loan officer.
Usually 1 business dayGet a rate quote
Loans & rates
Get pre-approved with Harbor Lane Mortgage
Tell us a little about your plans and we’ll follow up with options and a rate quote. No cost, no obligation.
NMLS #SAMPLE-100245 · Company NMLS #SAMPLE-200118
- Replies the same business day
- Serving North and South Carolina
- Free, no-obligation rate quotes
Loan options
Purchase loan
Free estimateConventional loans with as little as 3% down for qualified buyers.
21 to 30 days to closeGet a rate quote
Refinance
Free estimateLower your rate, shorten your term or take cash out. We show the break-even math.
1 call to reviewGet a rate quote
FHA loan
Free estimateLower down payment and more flexible credit guidelines.
25 to 35 daysGet a rate quote
VA loan
Free estimateFor veterans and service members: $0 down options and no monthly mortgage insurance.
30 to 40 daysGet a rate quote
First-time buyer program
Free estimateDown payment assistance options in NC and SC, plus a plain-English walkthrough.
Free consultGet a rate quote
Renovation loan
Free estimateBuy and fix up in one loan, or refinance and renovate.
35 to 45 daysGet a rate quote